Workers' Compensation and Disability Insurance

Safety Group 505 was created by NYSRA members in conjunction with the New York State Insurance Fund (NYSIF). The purpose of the Safety Group is to provide premium savings to policyholders and to promote a safe work environment.

• Up to 35% discount on premium for businesses that qualify
• Safety Group 505 paid members a 35% dividend for 2024
• Average annual savings of 40-45%
• Members have received dividends for 38 consecutive years – totaling over $100.5 million
• PAYGO – No down payment. Premiums are based on your payroll in real-time.

Get a Workers’ Comp Quote

For more information, contact Jennifer Romanski at 800.452.5212 or jenniferr@nysra.org.

General Liability | Property | Liquor | Umbrella

Standard insurance doesn’t always “get” the restaurant business. Our coverage is built from the ground up to meet the unique needs of New York hospitality owners.

✅Speedy Claims: Most claims are resolved in 48 hours or less, minimizing downtime
✅Total Flexibility: No long-term traps. Cancel anytime with zero fees.
✅Expert Support: Access licensed agents who specialize in restaurant risks to help customize your policy.
✅Proven Stability: Policies are backed by A-rated industry leaders, including Everspan Insurance Company and Starr Indemnity & Liability Company.

How It Works: Getting protected shouldn’t be a second full-time job. Our streamlined process gets you from “quote” to “covered” in minutes.

1. 1. Visit the Portal: Head to our secure quoting site.
   2. Enter Your Details: Complete the “Let’s get started” form with your business info.
   3. Review Your Offer: Once approved, you’ll see a clear, on-screen breakdown of your coverage, terms, and payments.
   4. Activate: Click Activate Coverage to secure your policy instantly.

Authentic provides the cutting-edge insurance infrastructure that allows NYSRA to bring these exclusive, high-quality rates and tailored solutions directly to our members.

Don’t leave your restaurant’s future to chance – Get your instant quote!

Questions about your quote or policy? Contact the Authentic team at support@authenticins.com or (409) 219-0592

Questions about how NYSRA works with Authentic? Contact the NYSRA Team at jenniferr@nysra.org | 800.452.5212 EXT 231 or jenniferr@nysra.org